总资产与净资产的区别是指一个公司或个人拥有的所有资产（包括现金、投资、房地产等）与负债（如贷款、债务等）之间的差异，英文翻译为：The difference between total assets and net assets refers to the difference between all the assets (including cash, investments, real estate, etc.) owned by a company or individual and liabilities (such as loans, debts, etc.).
